Advance Financial Services, part of the Paragon Group of Companies, have extensive knowledge and experience of not only the Buy to Let mortgage market but residential mortgages, and related products for landlords and residents. Our qualified and experienced staff will provide you with information on the best mortgage for your situation.

Advance FS is directly authorised with the Financial Services Authority which means to our clients and customers that we give sound, good quality advice and adhere to the Financial Services Authority laws and regulations. Because Advance FS has no direct links with any particular lenders or insurance companies, we are totally independent! We have access to the
whole market enabling us to offer you the best rates available based on your financial circumstances.

The Paragon Group of Companies talk to over 300 landlords a day with regards to financing other investment property, buildings and contents insurance for landlords, tenants and referencing prospective tenants. We believe in keeping our clients by offering a high standard of service now and for the future.

The good news for all customer types is that we do not charge any broker fees. The only fees we expect our clients to pay are those stipulated by the lender!

We take our fees directly from the lender on completion of your mortgage. This allows our clients to experience transparent application fees. The client will always know exactly what is being charged, by whom and for what purpose e.g. Valuation fees, arrangement fees, booking fees and completions fees. We then hope to build a relationship where you will use our services again and also tell friends, family and business associates about our sound advice and quality customer service.

WHO DO WE CATER FOR?

Advance FS will deliver sound mortgage advice and quality customer service to anybody who has a mortgage enquiry. However, 90% of our clients are landlords. Paragon Advance, communicate with over 300 landlords a day in connection with our landlords Buildings & Contents Insurance, Tenants Contents Insurance, Rent Warranty and Tenant Referencing Department. When talking to these landlords, our financial services have been introduced to help with future purchases or refinancing portfolios to raise capital to help make future purchases. We are proud to say that this has been very successful and now look to make
Advance FS even stronger and more successful by introducing our services to the general public!

WHY USE A BROKER CONSULTANT?

A good quality, fully qualified mortgage consultant will take time to find out about you, your financial circumstances and future plans before making any recommendations. This is a detailed process but once done can be updated as our professional relationship carries on.
Getting to know you helps us to understand your needs and place your application with the lenders whose criteria you are most likely to meet.

Advance FS will provide high standards and on going service by chasing the lender, valuer and solicitor to ensure an efficient completion for you and your property! This gives you one point of contact making it easy for you to be up to date about all aspects of your mortgage.

• Investment Mortgages – Buy to Let
• First time buyer buy to lets
• Next time buyer buy to lets
• Buy to let remortgages (capital raising)
• Portfolio switches (free portfolio review)
• Buy to let with no rental coverage needed

• Residential Mortgages
• First time buyers
• Next time buyers
• Remortgages
• Self Cert (purchase and remortgages)

• Commercial Finance
• Commercial purchase (full status & self cert)
• Commercial remortgage (full status & self cert)
• Bridging finance (full status & self cert)

• Other Mortgages
• Adverse credit mortgages (ccjs and defaults allowed)
• Shared ownership (purchases, remortgages, firstime buyers)
• Let to buy
• European and worldwide mortgages